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	<title>I Refinance</title>
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		<title>Datamyne Opens On Demand Access to US Import Data</title>
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		<pubDate>Wed, 22 Feb 2012 15:26:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Access]]></category>
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		<category><![CDATA[Datamyne]]></category>
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		<category><![CDATA[Import]]></category>
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		<description><![CDATA[Miami, FL (PRWEB) February 08, 2012 Datamyne has opened its US import database to pay-as-you-go online data searches and downloads. &#13; Datamyne On Demand, the new online access option, enables visitors to the Datamyne website at http://www.datamyne.com to log into the US import database, search the latest three months of information on waterborne imports, and &#8230; <a href="http://www.irefinance.org/uncategorized/postname%/">Continue reading</a>]]></description>
			<content:encoded><![CDATA[<p>Miami, FL (PRWEB) February 08, 2012 </p>
<p> Datamyne has opened its US import database to pay-as-you-go online data searches and downloads. </p>
<p>&#13;</p>
<p>Datamyne On Demand, the new online access option, enables visitors to the Datamyne website at http://www.datamyne.com to log into the US import database, search the latest three months of information on waterborne imports, and retrieve and download shipment records for an affordable, one-time charge.  </p>
<p>&#13;</p>
<p>Until now, access to Datamyne?s US import data was available only through an annual subscription. To inaugurate its On Demand product launch, Datamyne is offering free previews at http://www.datamyne.com.</p>
<p>&#13;</p>
<p>Datamyne On Demand customers can search the import data, which is gathered from the bills of lading that document the details of each import shipment, using product descriptions, names of the importers or exporters, or the point of origin or destination of the shipments. Datamyne?s advanced search engine quickly retrieves relevant records. Users can easily summarize results and refine searches. They have the added options of saving their searches and setting up email Alerts to be notified of new shipments meeting their search criteria.</p>
<p>&#13;</p>
<p>On Demand customers preview the first 10 records returned by a search free of charge. The charge to retrieve and download data is $  79 for the first 50 records, and $  .89 cents for each additional record from 51 up to 250.  Customers can view and download their choice of as many as 12 data fields, covering such details as shipper?s address, cargo weight, vessel, and port of arrival.  All purchased data is stored in the customer?s profile for later retrieval.  New shipments fitting the stored search criteria can be purchased on an </p>
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		<title>Aquion, Inc. Names New CEO and Prepares for Future Growth</title>
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		<pubDate>Tue, 21 Feb 2012 05:41:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Elk Grove Village, IL (PRWEB) December 05, 2011 Aquion, Inc., parent company of RainSoft, Erie Water Treatment Controls, ClearWater Tech, LLC and ProSystems,, announced today that Calvin T. Stuart, 53, has recently been named President and Chief Executive Officer of the water treatment equipment manufacturing, sales and marketing company. &#13; Stuart originally joined Aquion in &#8230; <a href="http://www.irefinance.org/uncategorized/postname%/">Continue reading</a>]]></description>
			<content:encoded><![CDATA[<p>Elk Grove Village, IL (PRWEB) December 05, 2011 </p>
<p> Aquion, Inc., parent company of RainSoft, Erie Water Treatment Controls, ClearWater Tech, LLC and ProSystems,, announced today that Calvin T. Stuart, 53, has recently been named President and Chief Executive Officer of the water treatment equipment manufacturing, sales and marketing company.</p>
<p>&#13;</p>
<p>Stuart originally joined Aquion in 2007 as the company?s Chief Financial Officer and had been promoted into the Chief Operating Officer role about a year ago.   Stuart brings more than 20 years of senior management experience to his new role.  Prior to Aquion, he served as vice president and CFO of White Hen Pantry, a major franchisor of convenience stores and was previously an executive with Motorola, Inc. </p>
<p>&#13;</p>
<p>Earlier this year, Aquion announced that it had completed a successful refinancing of the company to better position the company for future growth.  At that same time, the company also announced that it had changed its name to Aquion, Inc.  (formerly known as AWTP, LLC). </p>
<p>&#13;</p>
<p>?I am excited to have the privilege of leading such a dynamic management team and our team of dedicated employees into what I believe is a ?new day? for Aquion.  The global demand for good, clean water has never been stronger and Aquion is poised for significant growth both in North America and in international markets ,? Stuart said. </p>
<p>&#13;</p>
<p>About Aquion, Inc.</p>
<p>&#13;</p>
<p>Aquion Inc. is a leader in the manufacture, sales and marketing of residential and commercial water treatment and air purification equipment.  Aquion is the parent company of a number of strategic business units serving the global water treatment and air purification industries. RainSoft manufactures and markets exclusive residential products through over 200 independent RainSoft branded dealerships worldwide. Erie Water Treatment Controls with operations in Europe and the US manufactures water treatment systems, component parts and valves for independent distributors and resellers.   ProSystems is the company?s ?private-label? division manufacturing water treatment systems to serve the unbranded or independent water treatment dealer, plumbing and home improvement contractor markets.  ClearWater Tech, LLC manufactures ozone generators for water and air purification applications in residential, commercial and industrial application products.</p>
<p>&#13;</p>
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<p>Related <a href="http://www.irefinance.org/category/uncategorized/">Refinancing Press Releases</a></p>
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		<title>AppliancesConnection is Expanding Their Furniture Line After Attending Las Vegas Market Show</title>
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		<pubDate>Sun, 19 Feb 2012 20:03:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Brooklyn, NY (PRWEB) February 07, 2012 Las Vegas Market is a global platform for the buyers for specialized targeted destination, which draws a diverse group of 50,000 qualified buyers and other industry professionals from around the globe. The buyers and sellers are grouped together to offer the utmost in convenience. This sophisticated selling environment boasts &#8230; <a href="http://www.irefinance.org/uncategorized/postname%/">Continue reading</a>]]></description>
			<content:encoded><![CDATA[<p>Brooklyn, NY (PRWEB) February 07, 2012 </p>
<p> Las Vegas Market is a global platform for the buyers for specialized targeted destination, which draws a diverse group of 50,000 qualified buyers and other industry professionals from around the globe. The buyers and sellers are grouped together to offer the utmost in convenience. This sophisticated selling environment boasts a 21st century platform for meeting new buyers, cross selling to new markets, expanding channels of distribution and establishing brand awareness throughout the industry.</p>
<p>&#13;</p>
<p>AppliancesConnection met with a lot of furniture companies; Nova Lighting, Crestview Collection, Legends Furniture, Sunny Designs, A-America, Ambiente, Jofran are to name a few. These furniture companies create a complete lifestyle of high quality furniture at affordable prices in dining, home entertainment, home office, bars and barstools, bedroom and decorative furniture. These products are manufactured in USA, Southern China, Malaysia, and Mexico. These manufacturers develop exquisite and unique decorative accessories, home decor and furniture.</p>
<p>&#13;</p>
<p>Nova Lighting&#8217;s focus has been to expand original lighting designs that were well-made and affordable to create a complete lifestyle assortment. Their mission as a company is to be the leading resource for soft contemporary and simple modern home decor to the retail furniture market</p>
<p>&#13;</p>
<p>Sunny Designs, Inc. provide the very best value without compromising exceptional quality and service. Continuous efforts to develop new products, to create more value, and to meet customer needs, make Sunny Designs a leading Manufacturer/Distributor in the home furnishing industry. They provide high quality products in dining, home entertainment, home office, bars and barstools, bedroom and accents direct.</p>
<p>&#13;</p>
<p>At Crestview Collection each item is meticulously designed with careful attention to detail, design and quality to ensure the look, the style and the selection to meet buying needs. They offer a great collection; Traditional Collection which features luxurious materials, rich colors and quality craftsmanship; Traditional Contemporary Collection which is a cool and sculpted look that is simple yet refined; Lodge Western Country Collection is charming and vintage Country collection evokes a relaxed and rustic feel; Coastal Cottage is a  clean and crisp collection which evokes a breezy and relaxed feel in any room; Safari collection is a natural and rustic elements give this collection its raw and organic feel sure to make any room an exotic get a way.</p>
<p>&#13;</p>
<p>Legends manufacture a full line of Home Entertainment, Home Office and Bedroom furniture in U.S. A. This blended strategy gives the best of both worlds from one world class vendor. </p>
<p>&#13;</p>
<p>A-America, Inc. is a producer of high quality furniture at affordable prices.  A family owned company, A-America was founded by two brothers. A pioneer in the industry in many ways, A-America has a tradition of evolving with changes in the furniture industry, in many cases leading the way.</p>
<p>&#13;</p>
<p>Space Enterprises, LLC (owner of Ambiente) has been in the business of designing and developing exquisite and unique decorative accessories, home decor and accent furniture getting inspiration from the earth itself. Finding designs among many other expressions of the earth. The inspired designs are made from natural eco-friendly and recycled materials, like recycled glass produced of glass scrap and clay that is produced with earth and water.</p>
<p>&#13;</p>
<p>AppliancesConnection.com is one of the nation&#8217;s top Home Appliances and Furniture Company. Since 1997, AppliancesConnection.com has kept its promise to deliver the best in brand name products to its consumers, at an affordable price. The knowledgeable sales staff is trained to find the perfect product, and offer suggestions that will assist you with the new product. Carrying over 30,000 products, AppliancesConnection.com is the perfect place to get all Home Appliance needs.</p>
<p>&#13;</p>
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<p>Related <a href="http://www.irefinance.org/category/uncategorized/">Refinance Press Releases</a></p>
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		<title>LINKS Magazine Unveils Real-Time Golf Course Rankings, First Top 100 Lists</title>
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		<pubDate>Sat, 18 Feb 2012 08:49:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Course]]></category>
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		<description><![CDATA[Hilton Head Island, S.C. (PRWEB) February 07, 2012 Lists of the world?s best golf courses are nothing new. In fact, they are more than 40 years old. But at long last, there is a truly new, truly innovative compilation of the greatest courses in the U.S. and the World. &#13; It comes from LINKS Magazine?and &#8230; <a href="http://www.irefinance.org/uncategorized/postname%/">Continue reading</a>]]></description>
			<content:encoded><![CDATA[<p>Hilton Head Island, S.C. (PRWEB) February 07, 2012 </p>
<p> Lists of the world?s best golf courses are nothing new. In fact, they are more than 40 years old. But at long last, there is a truly new, truly innovative compilation of the greatest courses in the U.S. and the World.</p>
<p>&#13;</p>
<p>It comes from LINKS Magazine?and you!</p>
<p>&#13;</p>
<p>The LINKS100, which debuts in the Winter issue of the magazine, is the first accounting of top courses to harness the power and scope of the Internet to allow every golfer to have a voice. Anyone can participate and the results are updated continuously.</p>
<p>&#13;</p>
<p>Interested parties around the world are invited to log onto LINKSMagazine.com to create their own personal rankings of the best courses they?ve played, which they?ll be able to add to and refine whenever a new course is played. And every time an individual list is changed, it will be tabulated into the LINKS100, with the results updated and reported on the LINKS site. </p>
<p>&#13;</p>
<p>Once an individual saves his or her list online, the LINKS100 system enables them to match lists with other voters around the globe and find the people whose rankings are most similar to their own. Within the site there will also be an area for posting comments, photos?even videos?and comparing notes on courses played. </p>
<p>&#13;</p>
<p>LINKS100 is the brainchild of George Peper, who created the first true list of ?Top 100 Golf Courses in the World.? In 1979, while Editor of GOLF Magazine, Peper unveiled the first ranking of the globe?s greatest. But like all such lists at the time, it was the product of a limited few voices and rarely changed.</p>
<p>&#13;</p>
<p>This new system provides living, breathing rankings that have the capacity to recalculate in real time. Not only will the LINKS100 be constantly updating, it also will show the 10 Hottest and Coldest courses, the courses moving up and down the lists most rapidly at any given moment. </p>
<p>&#13;</p>
<p>The list that appears in the Winter issue of LINKS is the baseline, voted on by more than 100 golf aficionados and a panel of experts including architects, writers, and well-traveled golfers from around the world. But this snapshot is a ?moment in time? and just the beginning. As soon as golfers begin entering their own Top 100 ballots, the rankings will begin to change. </p>
<p>&#13;</p>
<p>Besides appearing online and in the magazine, the LINKS100 will have its own Facebook page (under ?LINKS100?) and Twitter account (@linksonehundred) where golfers can follow the list?s ups and downs.</p>
<p>&#13;</p>
<p>To begin filing your own list, go to LINKSMagazine.com.</p>
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<p>Find More <a href="http://www.irefinance.org/category/uncategorized/">Refinance Press Releases</a></p>
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		<title>CEO, Garrett Puckett, Proudly Announces the Recently Launched VA Loan Websites with Security America Mortgage, Inc., for Veterans Relocating to North Carolina</title>
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		<pubDate>Thu, 16 Feb 2012 21:47:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[(PRWEB) February 03, 2012 Security America Mortgage, Inc. recently announced released the VA Loan calculations on YouTube to grow the knowledge base for American Veterans and Military War Heroes who are purchasing a home in 2012. The VA home mortgage company also launched an additional ?VA Home Loan? websites. These changes were done to reflect &#8230; <a href="http://www.irefinance.org/uncategorized/postname%/">Continue reading</a>]]></description>
			<content:encoded><![CDATA[<p>(PRWEB) February 03, 2012 </p>
<p> Security America Mortgage, Inc. recently announced released the VA Loan calculations on YouTube to grow the knowledge base for American Veterans and Military War Heroes who are purchasing a home in 2012. The VA home mortgage company also launched an additional ?VA Home Loan? websites. These changes were done to reflect more location specific challenges coming this year. With a proactive and supporting role, Security America Mortgage, Inc. announced the 2012 calculation changes to all of their connected military members in Florida as well as launching new location websites that support the need to spread the word to all military service members about how the VA Purchase in Florida will be affected.</p>
<p>&#13;</p>
<p>For example, as of January 1, 2012, the Department of Veteran Affairs changed a few of their standards for how calculations can be made to VA loans by lenders, which are the methods used to calculate the VA loan maximum amounts/minimum amounts. But what will these changes really mean for veterans and active duty military members who are ready to buy a home using a VA Loan in Florida? It means that Veterans buying a home in cities like Miami, Orlando, and Tampa will need to re-learn what to expect (and how much they can receive) from their VA Home Loan.</p>
<p>&#13;</p>
<p>The VA Home Loan experts take a unique approach to showing how much better VA Loan amounts will be in the year going forward by reminding military members how easy buying a home can be with simplified examples of the VA Loan Process and VA Refinance.</p>
<p>&#13;</p>
<p>The good news is that the loan amounts are funded by lenders, like Security America Mortgage, Inc., and the amounts are all calculated by the mortgage company ? not the VA. The VA only insures the VA guaranty loan up to a certain amount ? which is kind of like a ?promise? to the lender to pay a home loan for a veteran if they ever default on a loan for any reason. For expert mortgage companies like Security America Mortgage, Inc., who specialize in VA loan and Real Estate services for Florida home buyers, they can still offer VA loans that provide the lowest rates possible in 2012.  Since the 2012 VA loan calculations do not alter the great VA benefits, VA loans can still be obtained by eligible members in order to:</p>
<p>&#13;</p>
<p>1. Purchase or build a new home &#13;<br />
<br />2. Purchase a residential condominium unit &#13;<br />
<br />3. Purchase a residential cooperative housing unit &#13;<br />
<br />4. Repair, alter, or improve a residence owned by the veteran and occupied as a home &#13;<br />
<br />5. Refinance an existing VA or conventional home loan &#13;<br />
<br />6. Buy a manufactured home and/or lot &#13;<br />
<br />7. Install a solar heating or cooling system or other energy-efficient improvements</p>
<p>&#13;</p>
<p>The 2012 calculations also make it easier for Security America Mortgage, Inc. provide better Florida VA loan services to pre-approve VA home and refinance loans for military members buying a home in Florida cities like Miami, Orlando, and Tampa.  In fact, there are actually the three different VA Refinance options available for military individuals who want to save money by lowering monthly mortgage payments significantly.</p>
<p>&#13;</p>
<p>The Florida VA Refinance Loan options are as follows:  VA Loan Refinance Option #1 &#8211; VA Streamline Refinance &#8211; Interest Rate Reduction Loan (IRRL), VA Loan Refinance Option #2 ? ?Cash-Out? or Debt Consolidation Refinance, VA Loan Refinance Option #3 &#8211; Conventional to VA Refinance Loan.</p>
<p>&#13;</p>
<p>GET STARTED WITH A VA HOME LOAN BENEFIT WITH SECURITY AMERICA MORTGAGE EXPERTS NOW!</p>
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		<title>Mortgage Rates Remain At Low Levels, Lenders Continue to Advertise 30 Year Home Loans Below 4.00 Percent Announces BurlingtonMortgage.biz</title>
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		<pubDate>Wed, 15 Feb 2012 09:13:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Wilmington, NC (PRWEB) November 25, 2011 BurlingtonMortgage.biz reports that mortgage rates have been largely unchanged throughout the month of November with home loan pricing hovering just above the record low levels reached in early October. Mortgage lenders are responding to increased demand for US Treasury Bonds with extremely competitive mortgage pricing. On November 17th, 2011 &#8230; <a href="http://www.irefinance.org/uncategorized/postname%/">Continue reading</a>]]></description>
			<content:encoded><![CDATA[<p>Wilmington, NC (PRWEB) November 25, 2011 </p>
<p> BurlingtonMortgage.biz reports that mortgage rates have been largely unchanged throughout the month of November with home loan pricing hovering just above the record low levels reached in early October. Mortgage lenders are responding to increased demand for US Treasury Bonds with extremely competitive mortgage pricing. On November 17th, 2011 30 year mortgage rates as low as 3.625% (Points: 1, Fees: $  1995, APR: 3.789%, Lender: AimLoan.com) were posted on BurlingtonMortgage.biz. Advertised 15 year mortgage rates went as low as 2.875% (Points: 1.727, Fees: $  1995, APR: 3.273%, Lender: Amerisave Mortgage Corporation.)</p>
<p>&#13;</p>
<p>Sustained low mortgage pricing was also reported by Freddie Mac, a government sponsored enterprise that purchases residential mortgage loans in the secondary market, in its weekly Primary Mortgage Market Survey(R). In the report published Thursday, November 17th 30 year fixed rate pricing was shown to average 4.00% during the previous week (0.7 points), up just 0.01% from the report one week earlier. The average 15 year fixed mortgage rates also rose 0.01% to 3.31% (0.7 points.)</p>
<p>&#13;</p>
<p>The average 5/1 ARM pricing also changed by just 0.01%, but fell that amount to 2.97% (0.6 points.)</p>
<p>&#13;</p>
<p>&#8220;We continue to see a high volume of homeowners refinancing and taking advantage of these incredibly low mortgage rates,&#8221; said Shaun Hamman, VP of Residential Lending at American Financial Resources, a National mortgage lender. &#8220;Lots of people are choosing to move to a 15 year loan. They&#8217;re often surprised to see that their payment doesn&#8217;t go up as much as they might think, and the interest savings are so substantial it can make a huge impact on their overall net worth down the road,&#8221; he continued.</p>
<p>&#13;</p>
<p>Below is a sampling of interest rates for a variety of loan programs listed on BurlingtonMortgage.biz on 11/17/2011. Rates are subject to change. Please visit the site to view the criteria used in the survey.</p>
<p>&#13;</p>
<p>30 Year Mortgage Rates (0 Points) &#13;<br />
<br />Loan Depot ? 3.875% Note Rate, 3.956% APR, $  1950 Fees in APR &#13;<br />
<br />Atlantic Mortgage &amp; Funding &#8211; 3.875% Note Rate, 3.875% APR, $  0 Fees in APR</p>
<p>&#13;</p>
<p>20 Year Mortgage Rates (0 Points) &#13;<br />
<br />Integrity First Financial Group &#8211; 3.875% Note Rate, 3.981% APR, $  1845 Fees in APR&#13;<br />
<br />AimLoan.com &#8211; 3.625% Note Rate, 3.739% APR, $  1995 Fees in APR</p>
<p>&#13;</p>
<p>15 Year Mortgage Rates (0 Points) &#13;<br />
<br />National Mortgage Alliance &#8211; 3.250% Note Rate, 3.374% APR, $  1700 Fees in APR&#13;<br />
<br />Amerisave Mortgage Corporation &#8211; 3.250% Note Rate, 3.395% APR, $  1995 Fees in APR</p>
<p>&#13;</p>
<p>30 Year FHA Mortgage Rates (0 Points)&#13;<br />
<br />Atlantic Mortgage &amp; Funding &#8211; 3.750% Note Rate, 3.751% APR, $  10 Fees in APR&#13;<br />
<br />New American Mortgage &#8211; 3.875% Note Rate, 3.933% APR, $  1395 Fees in APR</p>
<p>&#13;</p>
<p>About BurlingtonMortgage.biz &#13;<br />
<br />BurlingtonMortgage.biz is a website that offers information regarding mortgages and personal finance. BurlingtonMortgage.biz is owned by CMG Equities, LLC based in Wilmington, North Carolina.&#13;<br />
<br />For more information, visit http://www.burlingtonmortgage.biz/.</p>
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		<title>Young Inventor Develops Safer Way to Get Mail</title>
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		<pubDate>Mon, 13 Feb 2012 23:08:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Chester, NJ (PRWEB) February 01, 2012 People who live on busy suburban or rural streets know the scenario: They stand in the roadway retrieving their mail while traffic whizzes past. It?s a scary and dangerous situation, particularly in bad weather and especially for children. &#13; Anyone who has wrestled with a bundle of catalogs in &#8230; <a href="http://www.irefinance.org/uncategorized/postname%/">Continue reading</a>]]></description>
			<content:encoded><![CDATA[<p>Chester, NJ (PRWEB) February 01, 2012 </p>
<p> People who live on busy suburban or rural streets know the scenario: They stand in the roadway retrieving their mail while traffic whizzes past. It?s a scary and dangerous situation, particularly in bad weather and especially for children.</p>
<p>&#13;</p>
<p>Anyone who has wrestled with a bundle of catalogs in the half light of a winter afternoon while keeping one eye on an approaching SUV has probably thought, ?there has to be a better way to do this.? And now, thanks to the creative thinking of a young New Jersey inventor, there is.</p>
<p>&#13;</p>
<p>Reed Holmes of Chester, NJ, was in the fifth grade when he decided to take on solving a perennial problem ? the frequent loss of his family?s mailbox to passing snow plows ? as his project for a class assignment on inventing. The result of his creative thinking was brilliantly simple and economical: a mounting bracket that uses an inclined turntable to allow the mailbox to be turned completely around, then automatically returns it to its original position.</p>
<p>&#13;</p>
<p>When Reed and his dad Keith Holmes, co-owner of the popular Redwoods Grill and Bar in Chester, installed the first prototype on the family?s mailbox, they quickly recognized that the device provided an even more important safety benefit. The rotating bracket allowed them to get the mail without going into the street. They simply turned the mailbox around, removed the mail and released to swing back into its regular position facing the street.</p>
<p>&#13;</p>
<p>And the newly installed SpinMail bracket also fulfilled its original purpose equally well. Since installing it, the family?s mailbox has survived three winters without any snow plow damage.&#13;<br />
<br />The invention was ingenious enough to earn Reed top honors among over 600 New York area competitors for a spot on ABC Television?s ?American Inventor? series. Reed went on to appear on the program, though he did not take the top prize in the nationwide contest.</p>
<p>&#13;</p>
<p>With the help of engineer friends and a local machinist, Reed has continued to refine his basic concept to develop the design that has now been patented as SpinMail. Now a college student majoring in entrepreneurial studies, he has also ordered the first production run of the SpinMail device and launched a website, http://www.spinmailbox.com, to begin selling this ?better mailbox? nationwide, in part to finance his college education.</p>
<p>&#13;</p>
<p>The all-steel bracket fits virtually any standard mailbox and can be easily installed in a few minutes using only a screwdriver. With an introductory price of $  24.95 (plus shipping), the SpinMail bracket system is available for purchase at http://www.spinmailbox.com.</p>
<p>&#13;</p>
<p>For more information, contact Reed Holmes by e-mail, info(at)spinmailbox(dot)com or call Keith Holmes at (908) 698-2023.</p>
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		<title>YouWalkAway.com Survey Finds Expiring Debt Relief Act Fueling Foreclosure Action</title>
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		<pubDate>Sun, 12 Feb 2012 12:44:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Carsbad, Calif. (PRWEB) November 17, 2011 In a national survey of its current clients actively considering or navigating through the foreclosure process, YouWalkAway.com, a leading foreclosure agency that helps people understand and manage the foreclosure process, revealed that 35 percent of those surveyed indicated that the Mortgage Debt Relief Act expiration date of December 31, &#8230; <a href="http://www.irefinance.org/uncategorized/postname%/">Continue reading</a>]]></description>
			<content:encoded><![CDATA[<p>Carsbad, Calif. (PRWEB) November 17, 2011 </p>
<p> In a national survey of its current clients actively considering or navigating through the foreclosure process, YouWalkAway.com, a leading foreclosure agency that helps people understand and manage the foreclosure process, revealed that 35 percent of those surveyed indicated that the Mortgage Debt Relief Act expiration date of December 31, 2012 contributed to their decisions to walk away sooner rather than later from their property.  </p>
<p>&#13;</p>
<p>The Mortgage Debt Relief Act relieves former homeowners of their obligation to pay taxes on the difference between their loan amount and the amount their property fetches through short sale or at auction after foreclosure. The foreclosure process takes, on average, one year from start to finish. </p>
<p>&#13;</p>
<p>?The survey results are not surprising; YouWalkAway.com has seen a number of homeowners reach out to us due to the impending 2012 deadline,? reports Jon Maddux, CEO of YouWalkAway.com.  ?Many are deciding to begin the foreclosure process sooner rather than later in order to ensure their foreclosure is complete by the end of 2012.?</p>
<p>&#13;</p>
<p>To avoid a large tax hit and protect his family through the Debt Relief Act of 2007, YouWalkAway.com client Robert Applebee of Homestead, Fla. began the strategic foreclosure process in June 2010. He has an $  184,000 mortgage from Bank of America on a home that in July 2011 was appraised at $  49,900. Most recently, Bank of America refused a $  55,000 short sale offer on Applebee?s home.  If Applebee?s property were to fetch $  75,000 at auction, he would have to add $  109,000 to his net income and pay income taxes based on this amount if his foreclosure process is not completed by the end of 2012 and the Mortgage Debt Relief Act is not extended. </p>
<p>&#13;</p>
<p>The Mortgage Debt Relief Act was created to protect homeowners who are foreclosing on principal residences only and who have never refinanced by taking out a home equity line of credit. The Internal Revenue Service states that The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief. </p>
<p>&#13;</p>
<p>?Today, about 80 percent of the people who come to me inquiring about foreclosure tax ramifications qualify for tax relief under the Mortgage Debt Relief Act,? states Cheryl Gerhardt, a CPA who has worked with some YouWalkAway.com clients. ?These are usually people who purchased during the height of the market from 2005 to 2007 and never had the opportunity to take out a second, whereas a few years ago clients who were getting foreclosed upon had made purchases in the early 2000?s, took out a home equity line of credit and could not qualify.?  </p>
<p>&#13;</p>
<p>Gerhardt continued, ?More 2005 to 2007 buyers are realizing they may be better off walking away from their home, but only once they start to think about this do the start to considering all the factors, including taxes.  I believe there are many of these buyers who do not know they need to act soon because of the approaching expiration of the Mortgage Debt Relief Act.?</p>
<p>&#13;</p>
<p>Additional results of the YouWalkAway.com survey indicate that 78 percent of the respondents were walking away from their primary residence. Of those, at least 76 percent would qualify for relief under the act.  When asked whether they knew about the Mortgage Debt Relief Act, most of the respondents said they contacted YouWalkAway.com because they had heard about the act but were seeking additional information. </p>
<p>&#13;</p>
<p>Maddux adds, ?The potential protection afforded by the Mortgage Debt Relief Act is not common knowledge. Potentially millions of people will find themselves stuck with a huge tax bill after foreclosure if the government doesn&#8217;t renew the Debt Relief Act at the end of 2012 or if they don?t finalize their foreclosure by that date.  The bill may well expire, like when Congress chose not to renew the home buyer?s tax credit.?</p>
<p>&#13;</p>
<p>A YouWalkAway.com client who wishes to provide only her first name, Gabrielle, is walking away from her Los Angeles home because she is upside down on her mortgage by $  130,000. ?The expiring Debt Relief Act prompted me to act now,? she said. ?I&#8217;m in an adjustable rate mortgage, so the monthly payment is quite low, and I like living here, but staying is financially risky, especially not knowing where rates will be in five to ten years.?</p>
<p>&#13;</p>
<p>According to the Lender Processing Services  Mortgage Monitor, over four million home loans are 90 days or more delinquent or in foreclosure as of November 1, 2011.  </p>
<p>&#13;</p>
<p>YouWalkAway.com surveyed 2108 individuals and received 518 responses for the above-referenced survey.</p>
<p>&#13;</p>
<p>About YouWalkAway.com</p>
<p>&#13;</p>
<p>Located in Northern San Diego, Calif., YouWalkAway.com is a foreclosure agency run by a team of real estate and legal experts with more than 50 years of combined experience. Featured in a wide range of reputable and powerful media pieces, YouWalkAway.com is acknowledged for being a trustworthy and valid foreclosure resource agency and the nation?s foremost authority on foreclosure laws and consequences. It is the objective of YouWalkAway.com to empower homeowners who purchased their homes at the peak of the real estate market to take control of their financial future. http://www.youwalkaway.com</p>
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		<title>Arch Enterprises Adds Industrial Chemical Catalysts to their List of PGM Refining Services</title>
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		<pubDate>Sat, 11 Feb 2012 01:03:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Mexico, Missouri (PRWEB) January 31, 2012 Arch Enterprises recovers and refines Platinum Group Metals (PGMs) including platinum, palladium and rhodium from chemical catalyst applications. The precious metal refiner works with variety of markets that have the need to recover and refine chemical catalysts including automotive, pharmaceutical, and chemical manufacturing facilities. &#13; ?We work with large &#8230; <a href="http://www.irefinance.org/uncategorized/postname%/">Continue reading</a>]]></description>
			<content:encoded><![CDATA[<p>Mexico, Missouri (PRWEB) January 31, 2012 </p>
<p> Arch Enterprises recovers and refines Platinum Group Metals (PGMs) including platinum, palladium and rhodium from chemical catalyst applications. The precious metal refiner works with variety of markets that have the need to recover and refine chemical catalysts including automotive, pharmaceutical, and chemical manufacturing facilities. </p>
<p>&#13;</p>
<p>?We work with large and small companies that have industrial chemical catalysts and don?t want to wait up to 23 weeks for a return,? said Stacy Slater, national sales manager for Arch Enterprises. ?Some PGM refining operations work only on their terms and can be difficult to contact and inquire about PGM shipments.? </p>
<p>&#13;</p>
<p>Arch Enterprises? turnaround time on PGM shipments can be little as 10 days.  The company can handle large and small volumes of material on a regular basis, but recommends sending at least 10 ounces or more of PGMs in one shipment. Arch can help arrange freight for companies that have a large amount of material or special shipping instructions. </p>
<p>&#13;</p>
<p> ?Our facility is ideal for working with customers to refine PGMs. You will always get a real person answering the phone about your shipment. And since we have been in the business for over 13 years, we have the expertise and contacts to refine industrial chemical catalysts that can be difficult for less experienced and smaller refiners,? said Stacy Slater. </p>
<p>&#13;</p>
<p>In addition to refining PGMs from chemical catalysts, Arch refines palladium and platinum wire, EP catheters, and other metals. Arch works with automotive, pharmaceutical and chemical manufacturing companies around the nation to recover and refine PGMs. The company also maintains an A+ rating from the Better Business Bureau. Free estimates are available from Arch Enterprises over the phone at 800-835-0478 or on their contact form at http://www.archenterprises.com. </p>
<p>&#13;</p>
<p>About Arch Enterprises&#13;<br />
<br />Arch Enterprises is one of the nation&#8217;s leading precious metal refineries. Located in the heart of Missouri, Arch Enterprises became incorporated in 1997 and provides recovery services for all scrap precious metal materials including gold, platinum, silver, palladium, rhodium, iridium and ruthenium. Arch Enterprises performs extraction services for the photo, medical, dental and jewelry industries but also works with consumers on a regular basis to recover metals from old coins, flatware, jewelry and other decorative pieces. Chemical manufacturing and plating companies also rely on Arch Enterprises, as one of few precious metal refineries in the U.S. that offers recycling services for metal-containing chemical catalysts. For more information about Arch Enterprises or to receive a quote for metal refining services, visit http://www.archenterprises.com or call 1-800-835-0478.</p>
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		<title>Cutting-Edge Proximity Marketing a Viable Solution to Re-Energize Out-of-Home Media, says Proximus Mobility CEO</title>
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		<pubDate>Thu, 09 Feb 2012 14:53:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Atlanta, GA (PRWEB) January 31, 2012 In recent years, Out-of-Home companies have adjusted to technological change and have made investments to be more accountable and flexible. As Out-of-Home companies look towards dynamic digital solutions they will need to make strategic decisions on significant capital expenditures that will transform their service offerings, enhance the consumer experience &#8230; <a href="http://www.irefinance.org/uncategorized/postname%/">Continue reading</a>]]></description>
			<content:encoded><![CDATA[<p>Atlanta, GA (PRWEB) January 31, 2012 </p>
<p> In recent years, Out-of-Home companies have adjusted to technological change and have made investments to be more accountable and flexible.  As Out-of-Home companies look towards dynamic digital solutions they will need to make strategic decisions on significant capital expenditures that will transform their service offerings, enhance the consumer experience and offer quantifiable results. The recently growing medium of hyperlocal proximity marketing is a cost-effective solution to extend advertising reach, offer highly measurable mobile campaigns and grow profitability.</p>
<p>&#13;</p>
<p>?A hyperlocal proximity marketing solution is a natural extension to Out-of-Home networks.  At Proximus Mobility, we have received an overwhelmingly positive response from key decision makers in the Out-of-Home space,? stated Michael Zeto, CEO of Proximus Mobility, a location based proximity marketing software company. ?Our solution resonates with C-level executives as it offers these Out-of-Home advertising companies the ability to further engage consumers with interactive mobile content, to customize consumer experiences based on previous interactions and also allows them to add a new revenue stream while strategically managing expenditures. Proximity marketing is a viable and measurable value add to Out-of-Home ad clients,? said Zeto. </p>
<p>&#13;</p>
<p>Out-of-Home networks aim to reach consumers when they are on the go and in the mindset to buy.  Integrating a mobile proximity marketing solution into their existing portfolio of services will enable traditional, digital, kiosk and other Out-of-Home outlets to:&#13;<br />
</p>
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